DeFi-IRA allows investors to earn passive income by holding its token on the Base Chain network. It operates similarly to a traditional 401(k) retirement account but is tailored for the decentralized finance (DeFi) community. The fee structure is tailored to help the holders, 4% buy, sell and transfer fees are used for rewards, liquidity and deflationary mechanisms (token burn). The Protocol owned treasury produces yield and provides buy pressure on the token.